Innovative and Secure Online Payment System for Fintech and Digital Businesses

Flexible payment products and solutions, with easy API platform integration, for your business needs

Our Business Products


Receive payments from your users by bank transfers into your business wallet
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Send funds to your users’ bank accounts from your business walletSend funds 
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Wallet Kit

Allow your users to make payments on your digital platform using their personal wallet
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Grow your company with new source of funds for your loan services
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Enable users to make debit card payments through the GPN network with Xfers-Sobatku stored value accounts
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Access innovative payment solutions under the Xfers-Sobatku account (offered through a partnership between Xfers and Sobatku)

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Backed by an Actual Savings Account

Every Xfers-Sobatku Account is backed by an actual savings account held by you at KSPSMS. This ensures that the funds are kept secure by a regulated Financial Institute.

Higher Limits

Increase your ability to pay online with the higher limits of an actual savings account.


Requiring no face-to-face verification, we ensure that your users are onboarded quickly for transactions.

Business Solutions


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Digital Loans

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Offer to your users, the flexibility of two types of payments options:

Transactional Payment Option

Comprising of bank transfers and credit/debit cards

E-Wallet Payment Option

Allowing E-Wallet payments

Pushing boundaries with new ways for users to pay

New Payment Methods
GPN (coming soon)  Cross-border Payments
Customer Interfaces
Mobile App SDKs  Embeddable Payments UI

Protection and Security

We take great care, in ensuring strict legal and regulatory compliance, adherence to customer due diligence requirements and screening processes, and adopt industry best practices for our E-Wallet facilities to protect and secure businesses and users from theft and fraud.

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For sales enquiries, please contact us at [email protected]
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