Growing your application
with online payments designed for you. 

  • Increased revenue with dynamic pricing
  • Regional reach in Indonesia and Singapore
  • Multi-channel payment methods
  • Detailed overview of transactions
  • Flexible and streamlined integration
  • Automated bank transfer payments¬†

Solution for your in-app needs 

Xfers Dashboard
Growing your business while using an app? Xfers provides APIs that are able to be integrated with your app.  

With Xfers, we provide a payment solution for your needs. Your customers do not need to upload proof of transfer. This means they will have a more seamless experience when purchasing from your platform. 

Say goodbye to manual verification and reconciliation of payments. Save business hours and use it to expand your business. We automate this process in real-time so you no longer have to.

Airfrov Logo
In search of an efficient and localized solution, the Airfrov team decided to use Xfers for their Indonesian expansion.

In-app Clients powered by Xfers

Momocentral Logo
Airfrov Logo
Airpaz Logo

Multiple integration options 

Whether you are a new startup or enterprise business, Xfers offers different degrees of technical integration to meet your needs. Grow your company and worry less about managing payments.
Payment Link (Xfas) 
Our link can be easily copied and pasted on Whatsapp, LINE, Messenger, Facebook Groups and more. Buyers will only need to click on the link, check out and transfer the funds. 
Checkout (Redirect/Direct)
Jumpstart payments integration on your ecommerce website. Customize your users' payments experience or integrate Xfers' user interface. 
Xfers Plus 
Require complex customisation or a wallet balance? Access our APIs and talk to us to see how we can meet your specific use cases. 
Xfers Integrations

More ways your users can pay you 

Maximize your business growth by localizing your payment experiences for your users. 

1. Unique amounts 

Buyers check out with a unique amount generated for their purchases. Xfers detects the buyer's transfer based on the unique amount that the buyer has transferred. This saves your team the hassle of having to manually check your bank mutations (mutasi).

Xfers helps you grow at scale, without having to worry about painful payment operations.

2. Virtual accounts

Virtual Account
Recognise automated bank transfer payments with ease using virtual accounts. We have partnered with major banks to offer virtual accounts for your users to transfer to you. Therefore, transfers will be automatically reconciled.

1. Credit card and debit card 

Credit Card
We have partnered with Faspay to offer debit and credit card processing for your business. Now your customers can start paying you easily using debit and credit cards. 

Your business can now accept most major debit and credit cards from your customers. Designed for you, we offer more payment solutions to boost your sales by providing a localised experience.

We support all widely used debit or credit cards such as Visa, Mastercard, American Express and JCB. 

Enterprise grade fraud detection and security

All payments at Xfers are protected by the same fraud detection systems used by Visa, Mastercard, American Express and JCB. 
  • Automated monitoring of potential fraud behaviour and patterns based on data matched with algorithms
  • Able to block a transaction if the fraud risk level is high
  • Escalates high risk transactions for monitoring
  • Sensitive data are encrypted so all payments are processed on PCI DSS compliant systems

Want to learn more? 

We'll love to discuss with you how we can help you grow your business.