Product Updates

Introducing PayNow on the Xfers Accept API

Sharon Lourdes Paul
December 14, 2020

The Xfers Accept API has always been one of our core products to help you collect payments from your customers with ease.

Today, we are excited to introduce PayNow as a payment acceptance method into our Xfers Accept API!

With government entities in Singapore making a push for a cashless society and coupled with the COVID-19 pandemic, PayNow usage has accelerated to become an indispensable mode of payment that is widely used by nearly 70% of the Singapore population¹.

Furthermore, we’ve received numerous requests from our clients to broaden our acceptance with PayNow — on top of our existing payment method of Bank Transfers.

We’ve heard you and are now ready to start helping your business accept PayNow as a payment method, along with a few extra features to cater to your business needs!


Two QR modes — Unlimited & One-time QR Codes

With the convenience of QR codes, your customers can make payments easily just by scanning with their PayNow application. Depending on your business needs, you can enjoy the flexibility of choosing between implementing unlimited or One-time QR code into your payment process.

The key differences between both unlimited and one-time QR code lie in the following:

1. Unlimited QR Code — suitable for each customer & account

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  • A unique QR code can be assigned to each of your customers
  • Customers can enter the payment amount manually
  • Ability to set a time-validity period before QR code expires

Example of use-cases:

  • For investment platforms, where no fixed amount is needed for deposits
  • For making top-ups to an e-wallet

2. One-time QR Code — suitable for invoices & checkouts

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  • QR code changes with each transaction
  • Customers do not need to enter any amount manually and can make the payment directly
  • All the fields will be locked to prevent any user error
  • Ability to set a time-validity period before QR code expiry or for one-time use


  • For marketplaces or social sellers with many one-time customers
  • For merchants who offer fixed pricing for your products

Simplified View of Your PayNow Transactions

In addition to allowing your business to start accepting PayNow, you will also be able to make use of our dashboard for a simplified view of all your PayNow transactions.

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Xfers Dashboard with PayNow Transactions

With our dashboard, you will be able to:

  • Export your transactions as CSV
  • Be in the know of your transactions 24/7 without developer’s help
  • Check the statuses of your transactions

Ready to get started with PayNow on Xfers Accept?

With PayNow, gone are the days when you have to worry about the tedious accounting process or wrong transaction amount paid by your customers.

Interested in enabling PayNow as a payment acceptance for your business? Check out our developer-friendly API documentation here or simply email us now at [email protected]!

As always, we are constantly iterating on our products to ensure that you have the best experience possible.

If you have any questions, feel free to visit our FAQ page or contact our support team.

That’s all, folks :)

Ready to get started?
Onboard your business with us today!