Xfers - The business-friendly payments platform

Announcement

The new StraitsX platform is now live! Visit straitsx.com for all your digital payment needs. All Xfers Personal Accounts are now StraitsX Personal Accounts. New name, same login. Login here.

Making growing your business in Singapore easy.
Use Xfers to accept payments, send payouts and track cash flow - at the friendliest rates in the market.

Plug-and-play payments

Xfer’s payments platform allows businesses to plug-and-play into Singapore’s payment networks in days, not months.

Accept payments through PayNow and bank transfers.
Automate reconciliation and cash flow management.

We’re also ISO/IEC 27001: 2013 certified, just like any other bank or major payment platform.

Start Accepting

Save money

Accept payments for free. Send payouts at SGD 0.20 each. Flat fees only, no surprises.

Incoming Bank Transfer

Outgoing Bank Transfer

PayNow

Misc. Fees

Xfers Business
Account

Free

SGD 0.20

Free

None

DBS IDEAL

SGD 1 - SGD 5

SGD 0.50

Waived till
end 2021

SGD 40/year

Business Growth Account

SGD 0.50

SGD 0.50

SGD 0.20

SGD 10/month

eBusiness
Account

First 60 free,
SGD 0.50 after

SGD 0.50

SGD 0.20

SGD 35/year

HitPay Account

0.8% + SGD 0.20
(via GIRO)

-

0.8% + SGD 0.30

None

OmiseAccount

-

-

1.0%

None

Note: Waiver of miscellaneous fees (set-up fee and recurring fee) is applicable for selected use-cases and awarded only upon full merchant verification. Accept Payment fee waiver is based on a discretionary timeline.

Kill Paperwork

Save time with automating reconciliation, billing and payment reminders. Track your cash flow in real-time.

Payment reconciliation

Know who paid you when, automatically.

Automate billing

Automate recurring payments and send payment reminders with our invoicing tool.

Mass pay-outs

Pay multiple recipients easily through our dsashboard.

Simple accounting

Coming soon

Integrate your accounting tool with our platform to receive payment data in real-time.

Google reviews

out of 499 review

We process over

USD 2 billion

every year

Get help

We’re not just here to sell you a solution.
We’re here to build a partnership, get the most out of our payments solution - and grow fast.

Know the market

Tap onto our expertise to navigate the quirks and complexities of Singapore’s payment scene like a pro.

Human support

Like you, we hate robotic support and hold music.
Our support is provided by humans and you’ll hear from us within 1 working day.

Businesses we've helped

"Xfers has been an integral partner in our growth story! It’s been a joy working with Xfers to efficiently disburse funds to our ever-increasing thousands of customers every day."

Anggie Setia Ariningsih

Anggie Setia Ariningsih

COO, TunaiKita (Wecash Indonesia)

"Payuni helps anyone build a successful marketplace business. One of our key priority is to build an effective, efficient automatic payment in our system. Working with Xfers team allows us to onboard our customers smoothly, handle marketplace transactions with ease, and grow their businesses."

Payuni co-founder

Rubai

Co-founder, Payuni

"Being in a high growth stage, it is very essentials for us to deliver more than we promised to our clients and users. Since we partnered with Xfers, it is never been easier to disburse Gigacover Advance’s request to our users in a timely fashion."

Gigacover Country Manager

Praba Komarudin

Country Manager, Gigacover

"Xfers with its features is very helpful for NJ PULSA in conducting interbank money transfer transactions with fast, valid and monitored transactions with CS who are on standby in responding to any existing complaints. Xfers is one of the NJ PULSA partners that is guaranteed by having a BI License so there is no need to hesitate to join Xfers."

NJ Pulsa Head of Finance

Aprilyana Eka Pratiwi Samosir

Head of Finance, NJ Pulsa

"eBelanja.id chose Xfers for its flexible APIs. It automates payments across the customer journey. This allows eBelanja.id to scale our business while prioritising ease for our customers."

eBlanja.id Director

Salman Akhsan

Director, eBlanja.id

Scale fast

Scaling your business has never been easier.
Start accepting payments from major payment providers in no time.

Accept payments

Accept payments via PayNow or bank transfer.
Coming soon: credit cards, e-wallets and Apple Pay.

Onboard in 5 mins

Open an account in 5 mins.
Submit your business documents. Let us do the rest.

One Integration

One integration is all it takes for you to access all essential payment methods in Singapore.

No code option

Login to our payments platform to accept payments via payment links and send payouts via payout forms - no code required.

Developer friendly

Integrating with an API?
Our developer documents are easy to understand and apply. Get instant sandbox access: no verification needed for devs.

Secure

With your accounts protected by our ISO-certified information security management system, you can manage your payments in peace.

ISO 27001: 2013 certified

Our platform is defended by the same stringent security processes adopted by banks and financial institutions around the world.

Licensed by MAS

Xfers was awarded the Major Payment Institution (MPI) license by the Monetary Authority of Singapore on 28 Jan 2020.

Try Xfers for free and see how simple payments can be!

Development

API Documentation

Products

Company

Connect

Operating Hours

Mon - Fri: 9:30am to 6:30pm
Sat, Sun and PH: 9:30am to 1:30pm

Xfers PTE. LTD. is the holder of a Major Payment Institution license for e-money issuance under the new Payment Services Act.
The electronically stored monetary value issued by Xfers PTE. LTD. is regarded as "e-money" under Singapore law. Consumers (Users) are advised to read our terms of service carefully.